Zplit Terms of Service

Last updated: 12/08/2025

These Terms of Use (“Terms”) govern your access to and use of Zplit (“Zplit”, “we”, “our”, or “us”), including our website, application, and any related services (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Who we are

Zplit is a platform that helps teams and collaborators define revenue splits and automate payouts through third-party payment providers such as Stripe. Zplit does not process payments or hold customer funds directly; payment processing and payout execution are handled by Stripe and/or other supported payment processors.

Zplit is operated from the State of Florida, United States.

If you have questions about these Terms, you can contact us at:

Email: [support@zplit.us]

2. Eligibility

To use the Services, you must:

• Be at least 18 years old (or the age of majority in your jurisdiction), and

• Have the legal capacity to enter into a binding contract.

If you are using the Services on behalf of a company or other legal entity, you represent that you are authorized to bind that entity to these Terms. In that case, “you” and “your” refer to that entity.

3. Acceptance of Terms

By accessing or using the Services, including:

• visiting our website,

• creating an account,

• configuring splits or inviting collaborators, or

• connecting a Stripe account,

you agree to these Terms and to our Privacy Policy, which is incorporated by reference.

If you do not agree to these Terms or the Privacy Policy, you must not use the Services.

4. Account registration and security

To use certain features of the Services, you may need to create an account.

You agree to:

• Provide accurate, current, and complete information during registration.

• Keep your login credentials confidential and not share them with others.

• Promptly update your account information if it changes.

• Notify us immediately if you suspect any unauthorized use of your account.

You are responsible for all activities that occur under your account, whether or not authorized by you.

We reserve the right to suspend or terminate your account if we believe you have violated these Terms or used the Services in an unlawful or abusive manner.

5. Relationship with Stripe and other payment providers

Zplit integrates with third-party payment service providers such as Stripe to process payments and manage payouts. When you connect your Stripe account or any other payment provider, you acknowledge and agree that:

• Payments from your clients are processed by Stripe (or another provider), not by Zplit.

• Payouts to you and your collaborators are initiated by Stripe (or another provider) based on the split configuration you define in Zplit.

• Your use of Stripe’s services is subject to Stripe’s own terms of service, privacy policy, and other applicable agreements.

• You are responsible for reviewing and complying with Stripe’s requirements, including any KYC/KYB or onboarding processes.

Zplit does not act as a bank, money transmitter, payment institution, or escrow service. We do not hold, control, or own your funds; we provide instructions to Stripe based on your configuration.

6. How Zplit works

Zplit allows you to:

• Create projects or “splits” with configured percentages for each collaborator.

• Generate payment links or flows that direct your clients to Stripe or another supported payment processor.

• Have payouts routed automatically to you and your collaborators according to the percentages and settings you define, subject to the payment provider’s rules.

You are solely responsible for:

• Ensuring your percentages add up correctly and reflect the agreements you have with your collaborators.

• Verifying that the payment provider successfully processes client payments and applies payouts.

• Communicating any share or split arrangements to your collaborators.

Zplit does not verify or adjudicate any agreements between you and your collaborators.

7. Fees and pricing

7.1 Zplit fees

Zplit currently charges a platform fee of 2% (two percent) of each client payment processed through the Services (“Zplit Fee”), unless otherwise agreed in writing.

We may change our pricing in the future. If we do, we will provide notice via the website, in-app notifications, or email. Continued use of the Services after the effective date of any fee changes constitutes your acceptance of the new fees.

7.2 Payment processing fees

In addition to the Zplit Fee, third-party payment providers (such as Stripe) charge their own processing fees on each transaction. These fees are set and collected by those providers, not by Zplit, and may vary by country, payment method, or account type.

You are responsible for understanding and paying all applicable payment processing fees charged by Stripe or any other payment provider you use with Zplit.

7.3 Who pays the fees

You can decide how to handle fees in your pricing and invoicing:

• You may absorb the Zplit and payment processing fees as part of your costs;

• You may build these fees into your project or invoice price; or

• Where permitted by law and your payment provider’s terms, you may pass some or all of these fees on to your client.

Zplit is not responsible for how you communicate or allocate fees between you, your collaborators, and your clients.

8. Taxes and reporting

You are solely responsible for:

• Determining the tax treatment of payments and payouts you receive or send using the Services;

• Collecting, reporting, and remitting any applicable taxes (such as income, sales, VAT, or other taxes) to the appropriate tax authorities; and

• Providing any required tax forms or documentation to collaborators, clients, or authorities.

Zplit does not provide tax, legal, or accounting advice and does not withhold or remit taxes on your behalf.

9. Your responsibilities

When using the Services, you agree:

• To use Zplit only for lawful purposes and in compliance with all applicable laws and regulations, including those of the State of Florida and the United States.

• Not to use the Services for any illegal, fraudulent, or deceptive activity, including money laundering or funding prohibited activities.

• Not to impersonate others or misrepresent your affiliation with any person or entity.

• Not to circumvent or attempt to circumvent any security or usage limits imposed by Zplit or the payment providers.

• Not to reverse-engineer, decompile, or attempt to access the source code or underlying technology of the Services.

• Not to interfere with or disrupt the Services or servers.

If you invite collaborators, you are responsible for ensuring that your relationship with them is properly documented and lawful, and that they understand how Zplit will handle their payouts.

10. Intellectual property

The Services, including all content, features, design elements, and underlying technology, are owned by Zplit or our licensors and are protected by copyright, trademark, and other laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services solely for your internal business or professional purposes, in accordance with these Terms.

You may not:

• Copy, modify, adapt, or create derivative works based on the Services;

• Use the Services for any purpose other than managing and viewing your splits and related information;

• Remove or alter any proprietary notices or branding.

All trademarks, logos, and service marks displayed via the Services are the property of Zplit or third parties. No right or license to use them is granted, except as permitted by law.

11. Beta and early access

From time to time, we may make certain features or versions of the Services available as a beta, preview, or early access offering.

You understand and agree that:

• Beta or early access features may be incomplete, changed, or discontinued at any time.

• Performance, availability, and reliability may be less robust than in a fully launched product.

• We may collect feedback and usage data to improve the Services.

• Your use of beta or early access features is at your own risk and “as is,” without warranties of any kind.

We may limit the number of beta users, restrict access, or remove beta features without prior notice.

12. No warranties

To the maximum extent permitted by law, the Services are provided “as is” and “as available”, without warranties of any kind, whether express, implied, or statutory, including but not limited to:

• implied warranties of merchantability,

• fitness for a particular purpose,

• non-infringement, or

• availability or reliability.

Without limiting the above, we do not warrant that:

• the Services will be uninterrupted, secure, or error-free;

• payment or payout operations will always succeed;

• any data displayed in the dashboard will be accurate or up to date at all times;

• the Services will meet your specific requirements or expectations.

Payment processing and payouts are ultimately controlled by Stripe or other payment providers; Zplit is not responsible for their actions, outages, or errors.

13. Limitation of liability

To the maximum extent permitted by law:

• Zplit and its officers, directors, employees, contractors, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • your access to or use of (or inability to access or use) the Services;

  • any conduct or content of any third party;

  • any payment or payout issues arising from Stripe or other payment providers; or

  • unauthorized access, use, or alteration of your data.

• In no event will Zplit’s total liability arising out of or related to these Terms or the Services exceed the greater of:

  • the amount of Zplit Fees you paid to us in the 3 months immediately preceding the event giving rise to the claim, or

  • USD $100.

Certain jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so some of these limitations may not apply to you.

14. Indemnification

You agree to indemnify and hold harmless Zplit and its officers, directors, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• your use of the Services,

• your violation of these Terms,

• your violation of any law or regulation, or

• your relationship with, or obligations to, your collaborators or clients (including disputes about revenue shares, percentages, or payouts).

15. Termination

You may stop using the Services at any time. You may also request account closure by contacting us.

We may suspend or terminate your access to the Services, in whole or in part, at any time and without liability if:

• we believe you have violated these Terms,

• we receive repeated complaints or detect suspicious activity,

• we are required to do so by law, a court order, or a payment provider, or

• we decide to discontinue all or part of the Services.

Upon termination:

• Your right to use the Services will immediately cease.

• We may retain certain information as required or permitted by law and our Privacy Policy.

Sections that by their nature should survive termination (such as Fees, Intellectual Property, No Warranties, Limitation of Liability, Indemnification, and Governing Law) will continue to apply.

16. Changes to the Services and Terms

We may modify, suspend, or discontinue the Services (in whole or in part) at any time, with or without notice.

We may also update these Terms from time to time. When we do, we will revise the “Last updated” date at the top of the Terms and may provide additional notice where required.

Your continued use of the Services after the revised Terms become effective constitutes your acceptance of them. If you do not agree to the changes, you must stop using the Services.

17. Governing law and disputes

These Terms and any dispute arising out of or related to them or the Services will be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles.

You agree that any dispute between you and Zplit will be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the personal jurisdiction and venue of such courts.

If you are located in a jurisdiction that provides mandatory consumer rights or dispute resolution protections, those local mandatory rights may also apply to you to the extent required by law.

18. Miscellaneous

• Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and Zplit regarding the Services and supersede any prior agreements.

• Severability. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

• No Waiver. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

• Assignment. You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without restriction in connection with a merger, acquisition, or sale of assets.

19. Contact us

If you have any questions about these Terms, you can contact us at:

Email: [support@zplit.us]