Privacy Policy

Last updated: 12/08/2025

Zplit (“Zplit”, “we”, “our”, or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you:

• visit our website,

• join our waitlist or private beta, or

• use our platform to create and manage split payments (“Services”).

By using our Services, you agree to the practices described in this Policy.

1. Who we are

Zplit is a platform that helps teams and collaborators split client payments automatically. We use Stripe to process payments and route payouts. Zplit does not hold or store your funds.

Zplit is operated from the State of Florida, United States.

If you have questions about this Policy, you can contact us at:

Email: [support@zplit.us]

2. Information we collect

We collect information in three main ways:

2.1 Information you provide to us

When you interact with Zplit, you may provide:

• Account and contact information – name, email address, password, company or team name, role.

• Profile information – optional details about your team, collaborators, or use case.

• Payment and payout configuration – project names, client names, percentages for each collaborator, basic payout rules (we do not store full card details).

• Support and communication – messages you send us via forms, email, or feedback tools.

2.2 Information collected automatically

When you visit our website or use the app, we may automatically collect:

• Usage data – pages visited, clicks, features used, date and time of access, and similar analytics.

• Device and log data – IP address, browser type, operating system, device identifiers, and error logs.

• Cookies and similar technologies – small data files used to remember your settings, understand usage, and improve the experience. You can control cookies through your browser settings.

2.3 Information from third parties

We may receive limited information from third parties, for example:

• Stripe – payment status, payout status, and related identifiers necessary to show you payment and payout activity.

• Authentication or analytics providers – where applicable, to help us understand usage and secure the platform.

We do not receive or store full card numbers or bank credentials. Those are handled directly by Stripe.

3. How we use your information

We use the information we collect to:

• Provide, operate, and maintain the Zplit platform.

• Configure and apply split rules to client payments.

• Display dashboards, payment status, and payout information to you.

• Communicate with you about your account, updates, security alerts, and support.

• Improve and develop our Services, including testing features and analyzing usage.

• Enforce our Terms and protect Zplit, our users, and others from fraud, abuse, or security risks.

• Comply with legal obligations and requests from authorities where required.

We do not sell your personal information.

4. How we share information

We may share information in the following situations:

4.1 Service providers

We work with trusted third-party providers who help us operate the Services, such as:

• Payment processors (e.g., Stripe)

• Hosting and infrastructure providers

• Analytics and error-monitoring tools

• Email and communication tools

These providers are given only the information needed to perform their services and are required to handle it securely.

4.2 Collaborators on your projects

When you use Zplit to manage split payments, certain information may be visible to your collaborators, such as:

• The project or split name

• Their payout percentage and payment status

• The identity (name or email) of the person who invited them

We only display information necessary to operate the split and keep payouts transparent.

4.3 Legal and safety reasons

We may disclose information if we believe it is reasonably necessary to:

• Comply with laws, regulations, or legal processes, including those of Florida and the United States.

• Respond to lawful requests from public authorities.

• Protect the rights, property, or safety of Zplit, our users, or others.

• Enforce our Terms of Use or defend against legal claims.

4.4 Business transfers

If Zplit is involved in a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction. We will use reasonable efforts to ensure the recipient continues to handle your information in line with this Policy.

5. Cookies and tracking technologies

We may use cookies and similar technologies to:

• Keep you signed in,

• Remember your preferences, and

• Analyze how people use the site so we can improve it.

You can control cookies through your browser settings. If you disable cookies, some features of the Services may not work properly.

6. Data retention

We keep your information for as long as reasonably necessary to:

• Provide the Services,

• Maintain business records,

• Resolve disputes,

• Enforce our agreements, and

• Comply with legal obligations.

If you close your account, we may still retain certain limited information where required or permitted by law, for example for accounting or security purposes.

7. Security

We use reasonable technical and organizational measures to protect your information from unauthorized access, loss, misuse, or alteration. These measures may include encryption in transit, access controls, and security monitoring.

However, no system can be guaranteed 100% secure. You are responsible for keeping your login credentials confidential and for notifying us promptly if you believe your account has been compromised.

8. International transfers

If you access the Services from outside the United States, your information may be transferred to, stored in, and processed in the United States, including in the State of Florida.

By using the Services, you acknowledge that your information may be processed in a country with different data protection laws than your own. Where required, we take steps to ensure that transfers of personal information are subject to appropriate safeguards.

9. Your rights and choices

Depending on your location and applicable law, you may have certain rights regarding your personal information, such as:

• Accessing the information we hold about you,

• Requesting corrections or updates,

• Requesting deletion of certain data,

• Objecting to or restricting certain processing,

• Withdrawing consent where processing is based on consent.

To exercise these rights, contact us at [support@zplit.us]. We may need to verify your identity before responding.

You can also:

• Opt out of non-essential email communications by using the unsubscribe link in our emails.

• Adjust cookie settings through your browser.

10. Third-party links

Our Services may contain links to websites or services that we do not control. This Policy does not apply to those third parties. We recommend reviewing their privacy policies separately.

11. Children’s privacy

Zplit is not directed to children and is intended for use by individuals who are at least 18 years old (or the age of majority in their jurisdiction). We do not knowingly collect personal information from children.

If you believe a child has provided information to us, please contact us so we can take appropriate action.

12. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date at the top of the Policy.

If changes are material, we may provide additional notice (for example, by email or a notice on our website). Your continued use of the Services after any changes means you accept the updated Policy.

13. Contact us

If you have any questions, concerns, or requests related to this Privacy Policy, you can contact us at:

Email: [support@zplit.us]

For information about how disputes are handled, please also see our Terms of Use.